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May 19, 2012 @ 10:58 PM

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R.I.C.H. Planning Group, Financial Planning for Women & Divorce in Woodbridge, Morristown, NJ, New Jersey DBA Logo

 

 

 

 

 

 

"Your Dreams. Our Commitment."

At R.I.C.H. Planning Group, LLC, we understand that trust is the most valued aspect of the client/advisor relationship. Our associates' unparalleled service, financial planning proficiency, and unwavering integrity have created long lasting, personal relationships with our clients. We pledge to give each and every client value for their money, resulting in customer satisfaction. We do not just say we care...we show it.

Our website is full of useful financial information. Please click on the "Articles" and the "Newsletters" links (located at the top of this page) to review various topics, written in an informative and entertaining style. You can also click on the "Associates" link to learn about the members that make up our team.

Subscribe to our Enewsletter, "Let's Talk Money"

For a free, no obligation "Get Acquainted" meeting to explore your financial planning needs, please call either Robert or Craig.

Thanks for visiting our Website!

Woodbridge:  
Robert A. Imparato, Jr. CFP® 732-326-5241

Craig A. Hyldahl CFP®CDFA™

 732-326-5240
FAX: 732-326-5331
Morristown:  
Jody D'Agostini CFP®CDFA™  973-401-2513
Craig A. Hyldahl CFP®CDFA™ 973-401-2513  
FAX: 973-401-1623  

Financial Planning is offered through AXA Advisors, LLC.

CFP®, CERTIFIED FINANCIAL PLANNER ™ and CFP (with flame logo) ® are certification marks owned by the Certified Financial Planner Board of Standards, Inc. These marks are awarded to individuals who successfully complete the CFP Board's initial and ongoing certification requirements.

Certified Divorce Financial Analyst designation from the Institute for Divorce Financial Analysts.

Newsletters

HOT TOPIC: Could High Oil and Gas Prices Derail the Recovery?

Gas prices began the year higher than normal and increased sharply. The forecast is for prices to rise to record highs by summer. But it’s not just drivers who are feeling pain at the pump. This article will explain some possible reasons why gas prices have been rising and discuss the potential implications for consumers, businesses, and the broader U.S. economy.

New Opportunity Under the Federal Gift Tax

The 2010 Tax Relief Act raised the lifetime gift-tax exclusion to $5 million. This means it could be a good time to make the most of tax-free gift transfers. If so, it's important to understand the annual and lifetime gift exemption limits, as well as which gifts might not be subject to them.

Pick Up This Split for Long-Term Retirement Income

The number of Americans aged 90 or older almost tripled from 1980 through 2010 and is projected to quadruple by 2050. As people live longer they may need to fund a longer-than-expected retirement. This article discusses how a split-annuity strategy could help provide a long-term income stream.

Rethinking the Role of Household Debt

Many people aspire to pay off their home mortgages before retirement, but the housing situation and a weak economy have taken a toll on the finances of many older Americans. There are some compelling reasons why pre-retirees might want to consider maximizing their retirement plan contributions and avoid carrying large amounts of debt into retirement.

More Newsletters →

Calculators

Loan Payoff

How much will it cost to pay off a loan over its lifetime?

Home Affordability

Estimate of the maximum amount of financing you can expect to get when you begin house hunting.

Mortgage Refinancing

Determine whether you should consider refinancing your mortgage.

Mortgage Acceleration

This calculator can help you determine how soon you can pay off your mortgage.

More Calculators →