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February 10, 2012 @ 10:46 PM

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S&P 500 1,342.64- 9.31

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R.I.C.H. Planning Group, Financial Planning for Women & Divorce in Woodbridge, Morristown, NJ, New Jersey DBA Logo

 

 

 

 

 

 

"Your Dreams. Our Commitment."

At R.I.C.H. Planning Group, LLC, we understand that trust is the most valued aspect of the client/advisor relationship. Our associates' unparalleled service, financial planning proficiency, and unwavering integrity have created long lasting, personal relationships with our clients. We pledge to give each and every client value for their money, resulting in customer satisfaction. We do not just say we care...we show it.

Our website is full of useful financial information. Please click on the "Articles" and the "Newsletters" links (located at the top of this page) to review various topics, written in an informative and entertaining style. You can also click on the "Associates" link to learn about the members that make up our team.

Subscribe to our Enewsletter, "Let's Talk Money"

For a free, no obligation "Get Acquainted" meeting to explore your financial planning needs, please call either Robert or Craig.

Thanks for visiting our Website!

Woodbridge:  
Robert A. Imparato, Jr. CFP® 732-326-5241

Craig A. Hyldahl CFP®CDFA™

732-326-5240
FAX: 732-326-5331
Morristown:  
Jody D'Agostini CFP®CDFA™  973-401-2513
Craig A. Hyldahl CFP®CDFA™ 973-401-2513  
FAX: 973-401-1623  

Financial Planning is offered through AXA Advisors, LLC.

CFP®, CERTIFIED FINANCIAL PLANNER ™ and CFP (with flame logo) ® are certification marks owned by the Certified Financial Planner Board of Standards, Inc. These marks are awarded to individuals who successfully complete the CFP Board's initial and ongoing certification requirements.

Certified Divorce Financial Analyst designation from the Institute for Divorce Financial Analysts.

Newsletters

Another Year, Another AMT Patch

The 2010 Tax Relief Act adjusted AMT exemption levels for 2010 and 2011 to help prevent an estimated 21 million middle-income taxpayers from being subject to the alternative minimum tax. Will Congress enact another patch for 2012?

Is Your Business Ready for a Structure Change

Periodically, business owners may want to reconsider whether their current business structure is meeting the needs of their companies. For business owners seeking to expand their operations and reduce their exposure to risk, a popular entity has been the limited liability company. This article describes some additional benefits associated with LLCs.

Put It in Writing

A high level of job satisfaction is fairly typical of business owners, but it can also be a hindrance if it keeps them from thinking about a planned exit strategy. A written exit plan could help you avoid surprises.

Favorable Dividend and Capital Gains Tax Rates Extended—for Now

The 2010 Tax Relief Act extended the 15% maximum tax rates on qualified dividends and long-term capital gains through December 31, 2012. But without further legislation, dividends will be taxed at ordinary income tax rates and capital gains tax rates will return to 20% (23.8% for investors in the two highest tax brackets) in 2013.

More Newsletters →

Calculators

Loan Payoff

How much will it cost to pay off a loan over its lifetime?

Home Affordability

Estimate of the maximum amount of financing you can expect to get when you begin house hunting.

Mortgage Refinancing

Determine whether you should consider refinancing your mortgage.

Mortgage Acceleration

This calculator can help you determine how soon you can pay off your mortgage.

More Calculators →